How Much Can You Afford? Gross Annual Income Regular Monthly Expenses Salary & Wages: Outstanding Loans: Bonus/Commission: Credit Card Payments: Interest/Dividends: Alimony/Child Support: Other Income: Other Expenses: Other Factors Loan Variables Available Cash: Interest Rate: 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% Loan Period: 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years 45 Years 50 Years Down Payment: 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100% Front Ratio: 25% 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36% 37% 38% 39% 40% Back Ratio: 32% 33% 34% 35% 36% 37% 38% 39% 40% 41% 42% 43% 44% 45% Maximum Loan Amount: Maximum Purchase Price: Your maximum purchase price is limited by your: Jim Hutcheson Realtors 2847 S. Ingram Mill Road Ste. C-100 Springfield, MO 65804 (P) 417-886-1700  (F) 417-886-6101 info@jimhutcheson.com